Money market accounts
Higher yields than many checking accounts with check and debit access — April 2026 rates
| Product | APY | Min Balance | Monthly Fee | Signup Bonus | Rating | Actions |
|---|---|---|---|---|---|---|
 Openbank Openbank Money Market Editor's Choice | 4.22% | $0 | $0 | — | 4.4 | |
 Ally Bank Ally Money Market | 4.20% | $0 | $0 | — | 4.5 | |
 Peak Bank Peak Bank Money Market | 4.18% | $0 | $0 | — | 4.3 | |
Marcus by Goldman Sachs Marcus Money Market | 4.15% | $0 | $0 | — | 4.4 | |
 CIT Bank CIT Bank Money Market | 4.12% | $100 | $0 | — | 4.3 | |
Wealthfront Wealthfront Cash Account (MMA-style) | 4.10% | $1 | $0 | — | 4.3 | |
 Vio Bank Vio Bank Money Market | 4.08% | $100 | $0 | — | 4.4 | |
NBKC Bank NBKC Everything Money Market | 4.06% | $0 | $0 | — | 4.2 | |
 Discover Bank Discover Money Market | 4.05% | $2,500 | $0 | — | 4.3 | |
 LendingClub Bank LendingClub Money Market | 4.03% | $0 | $0 | — | 4.2 | |
 Bread Savings Bread Savings Money Market | 4.02% | $100 | $0 | — | 4.1 | |
 Synchrony Bank Synchrony Money Market | 4.00% | $0 | $0 | — | 4.2 | |
EverBank EverBank Money Market | 4.00% | $0 | $0 | — | 4.2 | |
 Barclays Barclays Tiered Money Market | 3.95% | $0 | $0 | — | 4.1 | |
American Express National Bank American Express High-Yield MMA | 3.90% | $0 | $0 | — | 4.2 |