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Best Student Loan Refinance of 2026
Refinance to a lower rate and save over the life of your loan.
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| Product | APR Range | Loan Amount | Term | Origination Fee | Rating | Actions |
|---|---|---|---|---|---|---|
Earnest Earnest Student Loan Refinance | 4.96%–9.99% | $5k–$500k | 60–240 mo | None | 4.5 | |
 SoFi SoFi Student Loan Refinance Editor's Choice | 4.99%–14.70% | $5k–$500k | 60–240 mo | None | 4.6 | |
 PenFed PenFed Student Loan Refinance | 5.49%–9.99% | $8k–$300k | 60–240 mo | None | 4.3 | |
Marcus by Goldman Sachs Marcus Student Loan Refinance | 5.99%–9.99% | $5k–$300k | 60–240 mo | None | 4.4 |