Simplify payments and potentially lower your interest rate.
Upstart
APR Range
6.40%–35.99%
Loan Amount
$1k–$50k
Term
36–60 mo
Origination Fee
0–12% of loan amount
Upstart uses AI and alternative data—including education and employment—to approve borrowers traditional lenders might decline.
LightStream
APR Range
7.99%–25.99%
Loan Amount
$5k–$100k
Term
24–84 mo
Origination Fee
None
LightStream offers some of the lowest APRs available with same-day funding and zero fees. Ideal for well-qualified borrowers.
Discover Bank
APR Range
7.99%–24.99%
Loan Amount
$3k–$40k
Term
36–84 mo
Origination Fee
None
Discover offers competitive rates with no origination fee and next-business-day funding. Trusted brand with 24/7 support.
SoFi
APR Range
8.99%–25.81%
Loan Amount
$5k–$100k
Term
24–84 mo
Origination Fee
None
SoFi stands out with zero origination fees, unemployment protection, and same-day funding. A top pick for borrowers with good credit.