Best Credit-Builder Loans
No credit history? These loans build your score while you save. Reported to all 3 bureaus.
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| Product | APR Range | Loan Amount | Term | Origination Fee | Rating | Actions |
|---|---|---|---|---|---|---|
Chime Chime Credit Builder Secured Visa | 0.00%–0.00% | $0–$10k | 1–24 mo | No fees; no interest | 4.4 | |
Kikoff Kikoff Credit Account | 0.00%–0.00% | $750–$750 | 1–12 mo | $5/month subscription; no interest | 4.3 | |
Digital Federal Credit Union DCU Credit Builder Loan | 5.00%–5.00% | $500–$3k | 12–24 mo | No origination fee | 4.6 | |
MoneyLion MoneyLion Credit Builder Plus | 5.99%–29.99% | $500–$1k | 12–12 mo | $19.99/month membership fee | 3.8 | |
Credit Strong Credit Strong Build Account | 15.73%–17.99% | $1k–$10k | 12–48 mo | $15 one-time admin fee | 4.5 | |
Self Financial Self Credit Builder Account Editor's Choice | 15.90%–29.90% | $600–$2k | 12–24 mo | $9 one-time | 4.6 |