Chase Mortgage vs. Marcus Student Loan Refinance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Chase logo
Chase Mortgage
Chase
4.3

Big-bank mortgage with relationship rate discounts and in-branch support in all 50 states.

Full review โ†’
Marcus by Goldman Sachs logo
Marcus Student Loan Refinance
Marcus by Goldman Sachs
4.4

APR 5.99โ€“9.99%. Up to $300K. Goldman Sachs backing.

Full review โ†’
WealthSpott Verdict

Chase Mortgage wins on more measurable categories โ€” particularly on rate and cost. Marcus Student Loan Refinance may still be the right fit depending on your loan amount and term needs.

Feature
Chase Mortgage
Marcus Student Loan
APR Range
6.50% โ€“ 8.20%
5.99% โ€“ 9.99% Best
Loan Amount
$100,000 โ€“ $5,000,000 Best
$5,000 โ€“ $300,000
Term Length
120โ€“360 months
60โ€“240 months
Origination Fee
Varies; relationship discounts up to 0.50%
None
Min Credit Score
620+ Best
660+
Funding Speed
30โ€“45 days
2โ€“4 weeks
Chase Mortgage
Full review
Marcus Student Loan Refinance
Full review

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