Chase Mortgage vs. LendingClub Personal Loan
Side-by-side comparison · Updated 2026 · Independently reviewed
Chase Mortgage
Chase
4.3
Big-bank mortgage with relationship rate discounts and in-branch support in all 50 states.
Full review →
LendingClub Personal Loan
LendingClub Bank
4.2
APR 8.99–36.00%. $1K–$40K. Joint applications available.
Full review →WealthSpott Verdict
Chase Mortgage wins on more measurable categories — particularly on rate and cost. LendingClub Personal Loan may still be the right fit depending on your loan amount and term needs.
Feature
Chase Mortgage
LendingClub Personal Loan
APR Range
6.50% – 8.20% Best
8.99% – 36.00%
Loan Amount
$100,000 – $5,000,000 Best
$1,000 – $40,000
Term Length
120–360 months
36–60 months
Origination Fee
Varies; relationship discounts up to 0.50% Best
1–6% of loan amount
Min Credit Score
620+
600+ Best
Funding Speed
30–45 days
A few days
Chase Mortgage
LendingClub Personal Loan
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