USAA Umbrella Insurance vs. Haven Term (MassMutual)
Side-by-side comparison · Updated 2026 · Independently reviewed
USAA Umbrella Insurance
USAA
4.7
From ~$150/yr for $1M. Military families only. Lowest premiums available.
Full review →Haven Term (MassMutual)
MassMutual
4.5
Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.
Full review →WealthSpott Verdict
USAA Umbrella Insurance wins on more measurable categories. Haven Term (MassMutual) may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
USAA Umbrella Insurance
Haven Term (MassMutual)
WealthSpott Rating
4.7 / 5 Best
4.5 / 5
Coverage Type
Umbrella Insurance
Life Insurance
Avg Annual Premium
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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USAA Umbrella Insurance
Haven Term (MassMutual)
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