USAA Homeowners Insurance vs. USAA Umbrella Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
USAA Homeowners Insurance
USAA
4.7
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Full review →USAA Umbrella Insurance
USAA
4.7
From ~$150/yr for $1M. Military families only. Lowest premiums available.
Full review →WealthSpott Verdict
USAA Homeowners Insurance wins on more measurable categories. USAA Umbrella Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
USAA Homeowners Insurance
USAA Umbrella Insurance
WealthSpott Rating
4.7 / 5
4.7 / 5
Coverage Type
Home Insurance
Umbrella Insurance
Avg Annual Premium
~$1,700/yr Best
—
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
—
USAA Homeowners Insurance
USAA Umbrella Insurance
Not sure which insurer is right for you?
Browse all insurance