USAA Homeowners Insurance vs. USAA Renters Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
USAA Homeowners Insurance
USAA
4.7
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Full review →USAA Renters Insurance
USAA
4.7
Among the lowest rates. Military families only. Excellent claims service.
Full review →WealthSpott Verdict
USAA Renters Insurance wins on more measurable categories. USAA Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
USAA Homeowners Insurance
USAA Renters Insurance
WealthSpott Rating
4.7 / 5
4.7 / 5
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$1,700/yr
~$100/yr Best
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
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USAA Homeowners Insurance
USAA Renters Insurance
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