USAA Auto Insurance vs. Erie Insurance Homeowners

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

USAA logo
USAA Auto Insurance
USAA
4.7

Avg $1,180โ€“$1,500/yr. Military & veterans only. Top-rated customer service.

Full review โ†’
Erie Insurance logo
Erie Insurance Homeowners
Erie Insurance
4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

Full review โ†’
WealthSpott Verdict

USAA Auto Insurance and Erie Insurance Homeowners are closely matched. Get quotes from both โ€” insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature
USAA Auto Insurance
Erie Insurance Homeowners
WealthSpott Rating
4.7 / 5 Best
4.5 / 5
Coverage Type
Auto Insurance
Home Insurance
Avg Annual Premium
~$1,350/yr
~$1,280/yr Best
AM Best Rating
โ€”
โ€”
J.D. Power Score
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Mobile App Rating
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USAA Auto Insurance
Full review
Erie Insurance Homeowners
Full review

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