Travelers Umbrella Insurance vs. Amica Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Travelers logo
Travelers Umbrella Insurance
Travelers
4.4

$1โ€“10M coverage. A++ rated. Strong customer satisfaction. Broad eligibility.

Full review โ†’
Amica Mutual logo
Amica Renters Insurance
Amica Mutual
4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

Full review โ†’
WealthSpott Verdict

Amica Renters Insurance wins on more measurable categories. Travelers Umbrella Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Travelers Umbrella Insurance
Amica Renters Insurance
WealthSpott Rating
4.4 / 5
4.6 / 5 Best
Coverage Type
Umbrella Insurance
Renters Insurance
Avg Annual Premium
โ€”
~$107/yr Best
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Travelers Umbrella Insurance
Pros
  • Up to $10M in coverage โ€” one of the highest
  • A++ AM Best rating
  • Strong customer satisfaction scores
Cons
  • Requires underlying Travelers auto/home in most states
  • Online quoting limited in some regions
Full review
Amica Renters Insurance
Full review

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