Travelers Homeowners Insurance vs. State Farm Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Travelers logo
Travelers Homeowners Insurance
Travelers
4.4

Avg ~$2,003/yr. Best for high-value homes. Guaranteed replacement cost. A++ AM Best.

Full review โ†’
State Farm logo
State Farm Renters Insurance
State Farm
4.3

From $12/mo. Replacement cost included. Bundle with auto for 17% off.

Full review โ†’
WealthSpott Verdict

State Farm Renters Insurance wins on more measurable categories. Travelers Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Travelers Homeowners Insurance
State Farm Renters
WealthSpott Rating
4.4 / 5 Best
4.3 / 5
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$2,003/yr
~$134/yr Best
AM Best Rating
A++
โ€”
J.D. Power Score
794 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Travelers Homeowners Insurance
Full review
State Farm Renters Insurance
Full review

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