Travelers Homeowners Insurance vs. State Farm Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Travelers logo
Travelers Homeowners Insurance
Travelers
4.4

Avg ~$2,003/yr. Best for high-value homes. Guaranteed replacement cost. A++ AM Best.

Full review โ†’
State Farm logo
State Farm Homeowners Insurance
State Farm
4.3

Avg $1,820โ€“$1,900/yr. Largest insurer. 18,000+ agents. Bundle & save up to 20%.

Full review โ†’
WealthSpott Verdict

State Farm Homeowners Insurance wins on more measurable categories. Travelers Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Travelers Homeowners Insurance
State Farm Homeowners
WealthSpott Rating
4.4 / 5 Best
4.3 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$2,003/yr
~$1,860/yr Best
AM Best Rating
A++
โ€”
J.D. Power Score
794 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Travelers Homeowners Insurance
Full review
State Farm Homeowners Insurance
Full review

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