Travelers Homeowners Insurance vs. Erie Insurance Homeowners

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Travelers logo
Travelers Homeowners Insurance
Travelers
4.4

Avg ~$2,003/yr. Best for high-value homes. Guaranteed replacement cost. A++ AM Best.

Full review โ†’
Erie Insurance logo
Erie Insurance Homeowners
Erie Insurance
4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

Full review โ†’
WealthSpott Verdict

Erie Insurance Homeowners wins on more measurable categories. Travelers Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Travelers Homeowners Insurance
Erie Insurance Homeowners
WealthSpott Rating
4.4 / 5
4.5 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$2,003/yr
~$1,280/yr Best
AM Best Rating
A++
โ€”
J.D. Power Score
794 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Travelers Homeowners Insurance
Full review
Erie Insurance Homeowners
Full review

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