Toggle Homeowners Insurance vs. USAA Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Toggle Homeowners Insurance
Toggle Insurance
3.8
Subscription model. Pay monthly for only what you need. Farmers subsidiary.
Full review →USAA Homeowners Insurance
USAA
4.7
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Full review →WealthSpott Verdict
USAA Homeowners Insurance wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Toggle Homeowners Insurance
USAA Homeowners Insurance
WealthSpott Rating
3.8 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
—
~$1,700/yr Best
AM Best Rating
A
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J.D. Power Score
—
—
Mobile App Rating
—
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Toggle Homeowners Insurance
USAA Homeowners Insurance
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