Toggle Homeowners Insurance vs. Haven Term (MassMutual)

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Toggle Insurance logo
Toggle Homeowners Insurance
Toggle Insurance
3.8

Subscription model. Pay monthly for only what you need. Farmers subsidiary.

Full review โ†’
MassMutual logo
Haven Term (MassMutual)
MassMutual
4.5

Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.

Full review โ†’
WealthSpott Verdict

Haven Term (MassMutual) wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Toggle Homeowners Insurance
Haven Term (MassMutual)
WealthSpott Rating
3.8 / 5
4.5 / 5 Best
Coverage Type
Home Insurance
Life Insurance
Avg Annual Premium
โ€”
โ€”
AM Best Rating
A
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Toggle Homeowners Insurance
Full review
Haven Term (MassMutual)
Full review

Not sure which insurer is right for you?

Browse all insurance