Toggle Homeowners Insurance vs. Erie Insurance Homeowners

Side-by-side comparison · Updated 2026 · Independently reviewed

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3.8

Subscription model. Pay monthly for only what you need. Farmers subsidiary.

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Erie Insurance Homeowners

Erie Insurance

4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

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WealthSpott Verdict

Erie Insurance Homeowners wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

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Erie Insurance Homeowners

WealthSpott Rating

3.8 / 5

4.5 / 5 Best

Coverage Type

Home Insurance

Avg Annual Premium

—

~$1,280/yr Best

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

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Erie Insurance Homeowners

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