State Farm Renters Insurance vs. USAA Renters Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
State Farm Renters Insurance
State Farm
4.3
From $12/mo. Replacement cost included. Bundle with auto for 17% off.
Full review →USAA Renters Insurance
USAA
4.7
Among the lowest rates. Military families only. Excellent claims service.
Full review →WealthSpott Verdict
USAA Renters Insurance wins on more measurable categories. State Farm Renters Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
State Farm Renters
USAA Renters Insurance
WealthSpott Rating
4.3 / 5
4.7 / 5 Best
Coverage Type
Renters Insurance
Renters Insurance
Avg Annual Premium
~$134/yr
~$100/yr Best
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
—
State Farm Renters Insurance
USAA Renters Insurance
Not sure which insurer is right for you?
Browse all insurance