State Farm Renters Insurance vs. Allstate Umbrella Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
State Farm Renters Insurance
State Farm
4.3
From $12/mo. Replacement cost included. Bundle with auto for 17% off.
Full review →Allstate Umbrella Insurance
Allstate
4.3
$1–5M coverage. A+ rated. Strongest multi-policy bundling discounts.
Full review →WealthSpott Verdict
State Farm Renters Insurance wins on more measurable categories. Allstate Umbrella Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
State Farm Renters
Allstate Umbrella Insurance
WealthSpott Rating
4.3 / 5
4.3 / 5
Coverage Type
Renters Insurance
Umbrella Insurance
Avg Annual Premium
~$134/yr Best
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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State Farm Renters Insurance
Allstate Umbrella Insurance
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