State Farm Homeowners Insurance vs. Banner Life Term Life

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

State Farm logo
State Farm Homeowners Insurance
State Farm
4.3

Avg $1,820โ€“$1,900/yr. Largest insurer. 18,000+ agents. Bundle & save up to 20%.

Full review โ†’
Banner Life logo
Banner Life Term Life
Banner Life
4.4

From ~$34/mo for $500K. Best-in-class term value. Legal & General subsidiary.

Full review โ†’
WealthSpott Verdict

State Farm Homeowners Insurance and Banner Life Term Life are closely matched. Get quotes from both โ€” insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature
State Farm Homeowners
Banner Life Term
WealthSpott Rating
4.3 / 5
4.4 / 5 Best
Coverage Type
Home Insurance
Life Insurance
Avg Annual Premium
~$1,860/yr Best
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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State Farm Homeowners Insurance
Full review
Banner Life Term Life
Full review

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