State Farm Homeowners Insurance vs. Allstate Umbrella Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

State Farm Homeowners Insurance

State Farm

4.3

Avg $1,820–$1,900/yr. Largest insurer. 18,000+ agents. Bundle & save up to 20%.

Full review →

Allstate Umbrella Insurance

Allstate

4.3

$1–5M coverage. A+ rated. Strongest multi-policy bundling discounts.

Full review →

WealthSpott Verdict

State Farm Homeowners Insurance wins on more measurable categories. Allstate Umbrella Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

State Farm Homeowners

Allstate Umbrella Insurance

WealthSpott Rating

4.3 / 5

Coverage Type

Home Insurance

Umbrella Insurance

Avg Annual Premium

~$1,860/yr Best

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AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

State Farm Homeowners Insurance

Full review

Allstate Umbrella Insurance

Full review

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