Progressive Homeowners Insurance vs. USAA Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Progressive Homeowners Insurance
Progressive
3.8
Avg ~$1,910/yr. Bundle with Progressive auto for up to 20% off. HomeQuote Explorer®.
Full review →USAA Homeowners Insurance
USAA
4.7
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Full review →WealthSpott Verdict
USAA Homeowners Insurance wins on more measurable categories. Progressive Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Progressive Homeowners Insurance
USAA Homeowners Insurance
WealthSpott Rating
3.8 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,910/yr
~$1,700/yr Best
AM Best Rating
A+
—
J.D. Power Score
801 / 1000
— Best
Mobile App Rating
—
—
Progressive Homeowners Insurance
USAA Homeowners Insurance
Not sure which insurer is right for you?
Browse all insurance