Progressive Auto Insurance vs. USAA Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Progressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Full review →USAA Homeowners Insurance
USAA
4.7
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Full review →WealthSpott Verdict
Progressive Auto Insurance and USAA Homeowners Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
Progressive Auto Insurance
USAA Homeowners Insurance
WealthSpott Rating
4.3 / 5
4.7 / 5 Best
Coverage Type
Auto Insurance
Home Insurance
Avg Annual Premium
~$1,611/yr Best
~$1,700/yr
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Progressive Auto Insurance
Pros
- Best rates for high-risk drivers
- Best rates for high-risk drivers
- Snapshot program saves up to 30%
- Snapshot program saves up to 30%
- Only major carrier with gap insurance
- Only major carrier with gap insurance
Cons
- Customer service below average
- Customer service below average
- Rates higher than GEICO for clean records
- Rates higher than GEICO for clean records
USAA Homeowners Insurance
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