Openly Homeowners Insurance vs. State Farm Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Openly Homeowners Insurance

Openly

4.4

Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.

Full review →

State Farm Homeowners Insurance

State Farm

4.3

Avg $1,820–$1,900/yr. Largest insurer. 18,000+ agents. Bundle & save up to 20%.

Full review →

WealthSpott Verdict

Openly Homeowners Insurance and State Farm Homeowners Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature

Openly Homeowners Insurance

State Farm Homeowners

WealthSpott Rating

4.4 / 5 Best

4.3 / 5

Coverage Type

Home Insurance

Avg Annual Premium

—

~$1,860/yr Best

AM Best Rating

A+

—

J.D. Power Score

—

Mobile App Rating

—

Openly Homeowners Insurance

Full review

State Farm Homeowners Insurance

Full review

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