Openly Homeowners Insurance vs. Haven Term (MassMutual)
Side-by-side comparison · Updated 2026 · Independently reviewed
Openly Homeowners Insurance
Openly
4.4
Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.
Full review →Haven Term (MassMutual)
MassMutual
4.5
Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.
Full review →WealthSpott Verdict
Haven Term (MassMutual) wins on more measurable categories. Openly Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Openly Homeowners Insurance
Haven Term (MassMutual)
WealthSpott Rating
4.4 / 5
4.5 / 5 Best
Coverage Type
Home Insurance
Life Insurance
Avg Annual Premium
—
—
AM Best Rating
A+
—
J.D. Power Score
—
—
Mobile App Rating
—
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Openly Homeowners Insurance
Haven Term (MassMutual)
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