Openly Homeowners Insurance vs. Erie Insurance Homeowners

Side-by-side comparison · Updated 2026 · Independently reviewed

Openly Homeowners Insurance

Openly

4.4

Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.

Full review →

Erie Insurance Homeowners

Erie Insurance

4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

Full review →

WealthSpott Verdict

Erie Insurance Homeowners wins on more measurable categories. Openly Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Openly Homeowners Insurance

Erie Insurance Homeowners

WealthSpott Rating

4.4 / 5

4.5 / 5 Best

Coverage Type

Home Insurance

Avg Annual Premium

—

~$1,280/yr Best

AM Best Rating

A+

—

J.D. Power Score

—

Mobile App Rating

—

Openly Homeowners Insurance

Full review

Erie Insurance Homeowners

Full review

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