Openly Homeowners Insurance vs. Amica Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Openly logo
Openly Homeowners Insurance
Openly
4.4

Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.

Full review โ†’
Amica Mutual logo
Amica Renters Insurance
Amica Mutual
4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

Full review โ†’
WealthSpott Verdict

Amica Renters Insurance wins on more measurable categories. Openly Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Openly Homeowners Insurance
Amica Renters Insurance
WealthSpott Rating
4.4 / 5
4.6 / 5 Best
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
โ€”
~$107/yr Best
AM Best Rating
A+
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Openly Homeowners Insurance
Full review
Amica Renters Insurance
Full review

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