Nationwide Homeowners Insurance vs. USAA Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Nationwide logo
Nationwide Homeowners Insurance
Nationwide
4.0

Avg ~$1,749/yr. Better Roof Replacement. Brand New Belongingsยฎ. Vanishing deductible.

Full review โ†’
USAA logo
USAA Renters Insurance
USAA
4.7

Among the lowest rates. Military families only. Excellent claims service.

Full review โ†’
WealthSpott Verdict

USAA Renters Insurance wins on more measurable categories. Nationwide Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Nationwide Homeowners Insurance
USAA Renters Insurance
WealthSpott Rating
4.0 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$1,749/yr
~$100/yr Best
AM Best Rating
A+
โ€”
J.D. Power Score
812 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Nationwide Homeowners Insurance
Full review
USAA Renters Insurance
Full review

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