Nationwide Homeowners Insurance vs. Liberty Mutual Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Nationwide Homeowners Insurance
Nationwide
4.0
Avg ~$1,749/yr. Better Roof Replacement. Brand New Belongings®. Vanishing deductible.
Full review →Liberty Mutual Homeowners Insurance
Liberty Mutual
3.9
Avg ~$1,976/yr. Highly customizable. Inflation Protection. New purchase discounts.
Full review →WealthSpott Verdict
Nationwide Homeowners Insurance wins on more measurable categories. Liberty Mutual Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Nationwide Homeowners Insurance
Liberty Mutual Homeowners
WealthSpott Rating
4.0 / 5 Best
3.9 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,749/yr Best
~$1,976/yr
AM Best Rating
A+
A
J.D. Power Score
812 / 1000 Best
790 / 1000
Mobile App Rating
—
—
Nationwide Homeowners Insurance
Liberty Mutual Homeowners Insurance
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