Nationwide Homeowners Insurance vs. Farmers Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Nationwide Homeowners Insurance
Nationwide
4.0
Avg ~$1,749/yr. Better Roof Replacement. Brand New Belongings®. Vanishing deductible.
Full review →Farmers Homeowners Insurance
Farmers Insurance
4.0
Avg ~$2,300/yr. Eco-rebuild option. Declining deductible. Local agent network.
Full review →WealthSpott Verdict
Nationwide Homeowners Insurance wins on more measurable categories. Farmers Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Nationwide Homeowners Insurance
Farmers Homeowners Insurance
WealthSpott Rating
4.0 / 5
4.0 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,749/yr Best
~$2,300/yr
AM Best Rating
A+
A
J.D. Power Score
812 / 1000 Best
793 / 1000
Mobile App Rating
—
—
Nationwide Homeowners Insurance
Farmers Homeowners Insurance
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