Nationwide Homeowners Insurance vs. American Family Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Nationwide Homeowners Insurance
Nationwide
4.0
Avg ~$1,749/yr. Better Roof Replacement. Brand New Belongings®. Vanishing deductible.
Full review →American Family Homeowners Insurance
American Family Insurance
4.2
Avg ~$1,900/yr. Dream Home® endorsement. Smart home discounts. 19-state footprint.
Full review →WealthSpott Verdict
American Family Homeowners Insurance wins on more measurable categories. Nationwide Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Nationwide Homeowners Insurance
American Family Homeowners
WealthSpott Rating
4.0 / 5
4.2 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,749/yr Best
~$1,900/yr
AM Best Rating
A+
A
J.D. Power Score
812 / 1000
831 / 1000 Best
Mobile App Rating
—
—
Nationwide Homeowners Insurance
American Family Homeowners Insurance
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