Lemonade Pet Insurance vs. Haven Term (MassMutual)

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Lemonade logo
Lemonade Pet Insurance
Lemonade
4.4

Dogs from $22/mo, cats from $11/mo. AI claims. No breed exclusions.

Full review โ†’
MassMutual logo
Haven Term (MassMutual)
MassMutual
4.5

Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.

Full review โ†’
WealthSpott Verdict

Haven Term (MassMutual) wins on more measurable categories. Lemonade Pet Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Lemonade Pet Insurance
Haven Term (MassMutual)
WealthSpott Rating
4.4 / 5
4.5 / 5 Best
Coverage Type
Pet Insurance
Life Insurance
Avg Annual Premium
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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Lemonade Pet Insurance
Full review
Haven Term (MassMutual)
Full review

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