Lemonade Homeowners Insurance vs. State Farm Renters Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Lemonade Homeowners Insurance
Lemonade
4.4
Policies from $25/mo. AI claims processing. B Corp certified.
Full review →State Farm Renters Insurance
State Farm
4.3
From $12/mo. Replacement cost included. Bundle with auto for 17% off.
Full review →WealthSpott Verdict
Lemonade Homeowners Insurance and State Farm Renters Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
Lemonade Homeowners Insurance
State Farm Renters
WealthSpott Rating
4.4 / 5 Best
4.3 / 5
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$1,450/yr
~$134/yr Best
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
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Lemonade Homeowners Insurance
State Farm Renters Insurance
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