Lemonade Homeowners Insurance vs. Haven Term (MassMutual)

Side-by-side comparison · Updated 2026 · Independently reviewed

Lemonade Homeowners Insurance

Lemonade

4.4

Policies from $25/mo. AI claims processing. B Corp certified.

Full review →

Haven Term (MassMutual)

MassMutual

4.5

Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.

Full review →

WealthSpott Verdict

Lemonade Homeowners Insurance and Haven Term (MassMutual) are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature

Lemonade Homeowners Insurance

Haven Term (MassMutual)

WealthSpott Rating

4.4 / 5

4.5 / 5 Best

Coverage Type

Home Insurance

Life Insurance

Avg Annual Premium

~$1,450/yr Best

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AM Best Rating

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J.D. Power Score

—

Mobile App Rating

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Lemonade Homeowners Insurance

Full review

Haven Term (MassMutual)

Full review

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