Kin Homeowners Insurance vs. Amica Renters Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Kin Insurance logo
Kin Homeowners Insurance
Kin Insurance
4.3

Best for coastal & hurricane-risk homes. Available in FL, SC, CA, AZ, LA, TX, GA.

Full review →
Amica Mutual logo
Amica Renters Insurance
Amica Mutual
4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

Full review →
WealthSpott Verdict

Amica Renters Insurance wins on more measurable categories. Kin Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature
Kin Homeowners Insurance
Amica Renters Insurance
WealthSpott Rating
4.3 / 5
4.6 / 5 Best
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
—
~$107/yr Best
AM Best Rating
A-
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Kin Homeowners Insurance
Full review
Amica Renters Insurance
Full review

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