Kaiser Permanente Health Plans vs. UnitedHealthcare Plans

Side-by-side comparison · Updated 2026 · Independently reviewed

Kaiser Permanente Health Plans

Kaiser Permanente

4.5

Lowest premiums & deductibles. Silver plans avg $484/mo. Integrated care model.

Full review →

UnitedHealthcare Plans

UnitedHealthcare

4.2

Nationwide coverage. Broad PPO & HMO options. Telehealth included.

Full review →

WealthSpott Verdict

Kaiser Permanente Health Plans wins on more measurable categories. UnitedHealthcare Plans may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Kaiser Permanente Health

UnitedHealthcare Plans

WealthSpott Rating

4.5 / 5 Best

4.2 / 5

Coverage Type

Health Insurance

Avg Annual Premium

—

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

Kaiser Permanente Health Plans

Full review

UnitedHealthcare Plans

Full review

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