Hippo Homeowners Insurance vs. Toggle Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Hippo Homeowners Insurance

Hippo Insurance

4.1

Modern home-first coverage. Free smart home sensors. 2x electronics coverage.

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Toggle Homeowners Insurance

Toggle Insurance

3.8

Subscription model. Pay monthly for only what you need. Farmers subsidiary.

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WealthSpott Verdict

Hippo Homeowners Insurance wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Hippo Homeowners Insurance

Toggle Homeowners Insurance

WealthSpott Rating

4.1 / 5 Best

3.8 / 5

Coverage Type

Home Insurance

Avg Annual Premium

—

AM Best Rating

J.D. Power Score

—

Mobile App Rating

—

Hippo Homeowners Insurance

Full review

Toggle Homeowners Insurance

Full review

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