Hippo Homeowners Insurance vs. Kin Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Hippo Insurance logo
Hippo Homeowners Insurance
Hippo Insurance
4.1

Modern home-first coverage. Free smart home sensors. 2x electronics coverage.

Full review โ†’
Kin Insurance logo
Kin Homeowners Insurance
Kin Insurance
4.3

Best for coastal & hurricane-risk homes. Available in FL, SC, CA, AZ, LA, TX, GA.

Full review โ†’
WealthSpott Verdict

Kin Homeowners Insurance wins on more measurable categories. Hippo Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Hippo Homeowners Insurance
Kin Homeowners Insurance
WealthSpott Rating
4.1 / 5
4.3 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
โ€”
โ€”
AM Best Rating
A
A-
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Hippo Homeowners Insurance
Full review
Kin Homeowners Insurance
Full review

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