Hippo Homeowners Insurance vs. GEICO Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Hippo Insurance logo
Hippo Homeowners Insurance
Hippo Insurance
4.1

Modern home-first coverage. Free smart home sensors. 2x electronics coverage.

Full review โ†’
GEICO logo
GEICO Homeowners Insurance
GEICO
3.9

Avg ~$1,750/yr. GEICO partners with top carriers. Bundle auto+home for up to 15% off.

Full review โ†’
WealthSpott Verdict

Hippo Homeowners Insurance wins on more measurable categories. GEICO Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Hippo Homeowners Insurance
GEICO Homeowners Insurance
WealthSpott Rating
4.1 / 5 Best
3.9 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
โ€”
~$1,750/yr Best
AM Best Rating
A
A++
J.D. Power Score
โ€” Best
828 / 1000
Mobile App Rating
โ€”
โ€”
Hippo Homeowners Insurance
Full review
GEICO Homeowners Insurance
Full review

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