Hippo Homeowners Insurance vs. Cincinnati Financial Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Hippo Insurance logo
Hippo Homeowners Insurance
Hippo Insurance
4.1

Modern home-first coverage. Free smart home sensors. 2x electronics coverage.

Full review โ†’
Cincinnati Financial logo
Cincinnati Financial Homeowners Insurance
Cincinnati Financial
4.3

Regional excellence. Replacement cost as standard. Below-average complaint index.

Full review โ†’
WealthSpott Verdict

Cincinnati Financial Homeowners Insurance wins on more measurable categories. Hippo Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Hippo Homeowners Insurance
Cincinnati Financial Homeowners
WealthSpott Rating
4.1 / 5
4.3 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
โ€”
~$1,775/yr Best
AM Best Rating
A
A+
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Hippo Homeowners Insurance
Full review
Cincinnati Financial Homeowners Insurance
Full review

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