Haven Term (MassMutual) vs. State Farm Life Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

MassMutual logo
Haven Term (MassMutual)
MassMutual
4.5

Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.

Full review โ†’
State Farm logo
State Farm Life Insurance
State Farm
4.2

Local agents, term & whole life. Easy bundling with auto/home for multi-policy discounts.

Full review โ†’
WealthSpott Verdict

Haven Term (MassMutual) wins on more measurable categories. State Farm Life Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Haven Term (MassMutual)
State Farm Life
WealthSpott Rating
4.5 / 5 Best
4.2 / 5
Coverage Type
Life Insurance
Life Insurance
Avg Annual Premium
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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Haven Term (MassMutual)
Full review
State Farm Life Insurance
Full review

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