Hanover Insurance Homeowners vs. USAA Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Hanover Insurance Homeowners
Hanover Insurance
4.0
Agent-only. Excellent for older homes. Guaranteed replacement cost. A AM Best.
Full review →USAA Homeowners Insurance
USAA
4.7
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Full review →WealthSpott Verdict
USAA Homeowners Insurance wins on more measurable categories. Hanover Insurance Homeowners may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Hanover Insurance Homeowners
USAA Homeowners Insurance
WealthSpott Rating
4.0 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,860/yr
~$1,700/yr Best
AM Best Rating
A
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J.D. Power Score
—
—
Mobile App Rating
—
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Hanover Insurance Homeowners
USAA Homeowners Insurance
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