GEICO Homeowners Insurance vs. State Farm Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
GEICO Homeowners Insurance
GEICO
3.9
Avg ~$1,750/yr. GEICO partners with top carriers. Bundle auto+home for up to 15% off.
Full review →State Farm Homeowners Insurance
State Farm
4.3
Avg $1,820–$1,900/yr. Largest insurer. 18,000+ agents. Bundle & save up to 20%.
Full review →WealthSpott Verdict
State Farm Homeowners Insurance wins on more measurable categories. GEICO Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
GEICO Homeowners Insurance
State Farm Homeowners
WealthSpott Rating
3.9 / 5
4.3 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,750/yr Best
~$1,860/yr
AM Best Rating
A++
—
J.D. Power Score
828 / 1000
— Best
Mobile App Rating
—
—
GEICO Homeowners Insurance
State Farm Homeowners Insurance
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