Farmers Homeowners Insurance vs. Hippo Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Farmers Insurance logo
Farmers Homeowners Insurance
Farmers Insurance
4.0

Avg ~$2,300/yr. Eco-rebuild option. Declining deductible. Local agent network.

Full review โ†’
Hippo Insurance logo
Hippo Homeowners Insurance
Hippo Insurance
4.1

Modern home-first coverage. Free smart home sensors. 2x electronics coverage.

Full review โ†’
WealthSpott Verdict

Hippo Homeowners Insurance wins on more measurable categories. Farmers Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Farmers Homeowners Insurance
Hippo Homeowners Insurance
WealthSpott Rating
4.0 / 5
4.1 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$2,300/yr Best
โ€”
AM Best Rating
A
A
J.D. Power Score
793 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Farmers Homeowners Insurance
Full review
Hippo Homeowners Insurance
Full review

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