Farmers Homeowners Insurance vs. Amica Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Farmers Insurance logo
Farmers Homeowners Insurance
Farmers Insurance
4.0

Avg ~$2,300/yr. Eco-rebuild option. Declining deductible. Local agent network.

Full review โ†’
Amica Mutual logo
Amica Renters Insurance
Amica Mutual
4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

Full review โ†’
WealthSpott Verdict

Amica Renters Insurance wins on more measurable categories. Farmers Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Farmers Homeowners Insurance
Amica Renters Insurance
WealthSpott Rating
4.0 / 5
4.6 / 5 Best
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$2,300/yr
~$107/yr Best
AM Best Rating
A
โ€”
J.D. Power Score
793 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Farmers Homeowners Insurance
Full review
Amica Renters Insurance
Full review

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