Erie Insurance Homeowners vs. USAA Renters Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Erie Insurance Homeowners
Erie Insurance
4.5
Starting ~$1,280/yr. Best value where available (12 states + DC).
Full review →USAA Renters Insurance
USAA
4.7
Among the lowest rates. Military families only. Excellent claims service.
Full review →WealthSpott Verdict
USAA Renters Insurance wins on more measurable categories. Erie Insurance Homeowners may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Erie Insurance Homeowners
USAA Renters Insurance
WealthSpott Rating
4.5 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$1,280/yr
~$100/yr Best
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
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Erie Insurance Homeowners
USAA Renters Insurance
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