Erie Insurance Homeowners vs. Lemonade Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Erie Insurance Homeowners

Erie Insurance

4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

Full review →

Lemonade Homeowners Insurance

Lemonade

4.4

Policies from $25/mo. AI claims processing. B Corp certified.

Full review →

WealthSpott Verdict

Erie Insurance Homeowners wins on more measurable categories. Lemonade Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Erie Insurance Homeowners

Lemonade Homeowners Insurance

WealthSpott Rating

4.5 / 5 Best

4.4 / 5

Coverage Type

Home Insurance

Avg Annual Premium

~$1,280/yr Best

~$1,450/yr

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

Erie Insurance Homeowners

Full review

Lemonade Homeowners Insurance

Full review

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