Erie Insurance Homeowners vs. Banner Life Term Life
Side-by-side comparison · Updated 2026 · Independently reviewed
Erie Insurance Homeowners
Erie Insurance
4.5
Starting ~$1,280/yr. Best value where available (12 states + DC).
Full review →Banner Life Term Life
Banner Life
4.4
From ~$34/mo for $500K. Best-in-class term value. Legal & General subsidiary.
Full review →WealthSpott Verdict
Erie Insurance Homeowners wins on more measurable categories. Banner Life Term Life may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Erie Insurance Homeowners
Banner Life Term
WealthSpott Rating
4.5 / 5 Best
4.4 / 5
Coverage Type
Home Insurance
Life Insurance
Avg Annual Premium
~$1,280/yr Best
—
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Erie Insurance Homeowners
Banner Life Term Life
Not sure which insurer is right for you?
Browse all insurance