Chubb Masterpiece® Homeowners Insurance vs. State Farm Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Chubb Masterpiece® Homeowners Insurance
Chubb
4.7
Premium policy for high-value homes ($750K+). Cash settlement. Extended replacement.
Full review →State Farm Homeowners Insurance
State Farm
4.3
Avg $1,820–$1,900/yr. Largest insurer. 18,000+ agents. Bundle & save up to 20%.
Full review →WealthSpott Verdict
State Farm Homeowners Insurance wins on more measurable categories. Chubb Masterpiece® Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Chubb Masterpiece® Homeowners
State Farm Homeowners
WealthSpott Rating
4.7 / 5 Best
4.3 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
—
~$1,860/yr Best
AM Best Rating
A++
—
J.D. Power Score
889 / 1000
— Best
Mobile App Rating
—
—
Chubb Masterpiece® Homeowners Insurance
State Farm Homeowners Insurance
Not sure which insurer is right for you?
Browse all insurance