Chubb Masterpiece® Homeowners Insurance vs. Hippo Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Chubb logo
Chubb Masterpiece® Homeowners Insurance
Chubb
4.7

Premium policy for high-value homes ($750K+). Cash settlement. Extended replacement.

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Hippo Insurance logo
Hippo Homeowners Insurance
Hippo Insurance
4.1

Modern home-first coverage. Free smart home sensors. 2x electronics coverage.

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WealthSpott Verdict

Chubb Masterpiece® Homeowners Insurance and Hippo Homeowners Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature
Chubb Masterpiece® Homeowners
Hippo Homeowners Insurance
WealthSpott Rating
4.7 / 5 Best
4.1 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
AM Best Rating
A++
A
J.D. Power Score
889 / 1000
Best
Mobile App Rating
Chubb Masterpiece® Homeowners Insurance
Full review
Hippo Homeowners Insurance
Full review

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